General Liability

General Liability Insurance for Florida Businesses

Protect Your Business. Protect Your Reputation. Protect Your Future.

Whether you run a local restaurant, a contracting crew, a family-owned shop, a church, or provide services out in the field, General Liability Insurance is one of the most essential protections you can have. It helps safeguard your business from costly claims involving injuries, property damage, advertising mishaps, and lawsuits — giving you peace of mind to focus on growth.

Why General Liability Insurance Matters in Florida

General liability insurance provides fundamental financial protection if your business or employees are held responsible for:

Bodily Injury claims — injuries that occur on your premises or due to your operations.
Property Damage — when your business activities damage someone else’s property.
Personal & Advertising Injury — including slander, libel, false advertising, or copyright issues.
Legal Defense Costs — legal fees and settlements, even if the claim has no merit.

This isn’t just smart protection — it’s often a requirement to do business with landlords, clients, government contracts, and vendors.

Who Should Carry General Liability Insurance?

Ideal for almost any Florida business that interacts with customers, clients, employees, or the public, including:

📌 Mom & Pop Shops & Retail Stores
📌 Restaurants, Cafés & Food Services
📌 Churches & Non-Profit Organizations
📌 General Contractors & Roofers
📌 Tradespeople and Service Providers
📌 Consultants & Professional Services
📌 Construction and Subcontractors
📌 Event Organizers and Venue Operators

No matter your industry, unexpected accidents happen — and liability protection turns a crisis into a manageable claim, not a business-ending disaster.

Coverage You Can Count On

Our General Liability Insurance includes coverage for:

🔹 Third-party bodily injury (e.g., slip and fall)
🔹 Third-party property damage
🔹 Defense costs and legal fees
🔹 Personal & advertising injury protection
🔹 Certificates of Liability & contract fulfillment
🔹 Optional Umbrella/Excess Liability for enhanced limits

We tailor quotes based on your type of business, location, revenue size, and risk profile — so you get coverage that fits your business, not a one-size-fits-all policy.

Industry-Specific Solutions

Restaurants & Food Services

✔ Coverage for customer injuries, food-borne illness claims, liquor liability options.

General Contractors & Roofers & Tree Removal

✔ Protection for job-site incidents, property damage, and subcontractor needs.

Churches & Community Organizations

✔ Liability for events, volunteers, premises liability, and outreach activities.

Retail and Small Shops

✔ Protect your storefront from public injuries, customer claims, and product exposures.

Why Work With Aubrey Rogers Insurance Agency

💼 Independent and Local — We represent multiple top carriers to find the best value.
🤝 Customized Coverage — Tailored policies built for your specific business risks.
📄 Fast Certificates — Need proof of liability for a landlord or client? We deliver quickly.
📊 Expert Guidance — We help you understand limits, exclusions, and how to manage your risk.

Get a Free Quote Today

Don’t wait until it’s too late.

Protect your Florida business with comprehensive General Liability Insurance.
Affordable quotes tailored to your risk profile.
Submit your business details below & get started now.

Would You Like Us To Review Your Policies?

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Aubrey Rogers Insurance Agency, Inc. is here and ready to make the process as painless as possible. We look forward to meeting you!